Real estate can be an exciting opportunity for investors. We at 40PlusFinance.com are huge proponents of it as a core part of our own financial freedom plan. While we focus much of our own effort effort on buying Turnkey Rental Properties for a source of passive income, we do recognize that, particularly for the beginner and non-accredited investor how much it costs and how dangerous , it can be … [Read more...]

Real Estate and property investment is one of the most constantly changing and adaptable investments you can explore. The real estate and property market provides opportunities to make a profit from flipping houses, wholesale deals, and buying and holding property. Investing always has risks associated with it, no matter which strategy you use. There are many reasons to invest in rental … [Read more...]

Real estate investing can be particularly daunting for the beginner investor.  Remembering where I was as a new real estate investor at the beginning of 2019, it seemed incredibly complicated, daunting and overwhelming. However, when we joined a mentoring program at Cashflow Tactics, one of their primary strategies for wealth building and financial freedom was real estate. In our opinion, the … [Read more...]

Being able to find sources for real estate financing is a little known secret of the wealthy.  Very frequently, they do not use their own money, at least using sources of leverage and other people's money in order to maximize their own wealth. Robert Kiyosaki (Rich Dad Poor Dad) famously bought his first rental property entirely through financing.  Even the down payment for the house was paid for … [Read more...]

One of the most important metrics to take into consideration for single family home real estate is cap rate. If you want to be successful in this business, you need to be able to analyze assets and figure out which investment properties are worth pursuing. What is a Cap Rate? In this case, the bank is offering you 1% interest on your $100. They’re giving you $1 for $100 deposited. The cap … [Read more...]

Learning about debt and residential real estate financing options is one of the keys to building wealth in an accelerated manner. Robert Kiyosaki famously states that learning about debt, financing, and taxes are how the rich become wealthy and is the biggest difference between them and the middle class. It helps turn around you working for money to money working for you. With all of that … [Read more...]

Fred E. Foldvary was a lecturer in economics who also did research at The Independent Institute. In 1997, Professor Foldvary noticed that the next major economic recession would occur around 18 years after the 1990 recession, barring any major unforeseen events such as a global war. More recently, the Great Recession of 2008 significantly impacted the U.S. economy and real estate markets, as well … [Read more...]

If you are anything like us at 40PlusFinance.com, for a long time you've thought about how to invest in real estate, but never really knew how. It often seemed confusing, expensive, and even potentially risky. However, at the same time, we were worried about the continued instability in the stock market.  While stocks are a good investment in the long run, they can be speculative and subject … [Read more...]

When we were first looking to invest in real estate back in 2019, we carefully and painfully weighed the pros and cons.  To be honest, our own fear of "what might happen" almost kept us from investing in it all together. I have distinct memories of my father's journey as a real estate investor.  He owned a small apartment complex in a neighboring town and I remember him spending countless hours … [Read more...]